Dental insurance differs greatly from medical insurance. While most patients are used to nearly unlimited lifetime coverage after meeting their co-pay or deductible with medical insurance, most dental plans have a very low annual maximum benefit.

Most Dental Insurance plans have not increased their benefits maximums since their inception in the early 1970's. However, inflation has caused an increase in related fees, such as lab fees, dental supplies and labor costs—even the cost of your annual insurance premium. Yet the benefits remained the same.

Is Financing Available With Dr. Vaughan

You do have options when it comes to financing your new smile. Dr Vaughan suggests using  The Dental Fee Plan by Capital One. You can choose to make payments for up to 60 months. If you are interested in more information, log on to www.dentalfeeplan.com to learn all about the great benefits.

Can I Continue To Use My Dental Insurance?

While we do not participate with any insurance plans, our team will do everything possible to help you maximize your benefit. We will be happy to submit your insurance paperwork for you at the time of treatment. We ask that you pay us at that time and we will have the insurance company reimburse you directly. As a rule of thumb, insurance companies will typically pay the contract holder (the patient) within 2-3 weeks.

Why Won't My Insurance Pay For My Treatment Plan?

Our practice has invested in a significant amount of continuing education and technology, ensuring that you will receive the best care that modern dentistry has to offer. We believe you deserve the best health care available. That often means that we may recommend a more expensive treatment (not covered by insurance) that will actually conserve your natural tooth structure and last longer than the cheaper alternative.

Insurance companies are in business to make their money by collecting a maximum amount in premiums while paying out a minimal amount in claims. That's why most dental insurances authorize only the cheapest possible alternative, regardless of the impact on your dental health. How can an insurance company who has never examined your mouth know what is best for you? Without the influence of insurance companies, Dr. Vaughan can treat you like a family member and offer the best treatment for you.

How Can I Make My Treatment More Affordable?

Because dental insurance most likely doesn't meet your dental needs and usually does not cover cosmetic procedures, we offer a financing plan that can help you achieve your treatment goals. By making arrangements in advance, you can spread out your payments for up to five years, making your treatment affordable.